Mortgage Minute: January 2026
Market News
Mortgage Minute: January 2026
Posted on January 29, 2026
The Bank of Canada announced today that it is maintaining its key policy interest rate at 2.25% in the January 28, 2026 decision, consistent with widespread forecasts and continuing the hold established at the end of 2025. Released alongside the quarterly Monetary Policy Report, the move comes as inflation stays close to the 2% objective, while the economy shows cautious resilience amid persistent trade uncertainties—especially those tied to the United States—and mixed indicators including firm job growth but potential export fluctuations.
John Chrisanthidis, Mortgage Broker (FSCO Lic. M08001294 Mortgage Intelligence FSCO Lic. 10428)
☎️ 416-890-1365
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